At the Scene
STEP 1: CHECK YOURSELF FOR INJURIES.
STEP 2: CHECK ON THE WELL-BEING OF YOUR PASSENGERS.
STEP 3: GET YOURSELF AND YOUR PASSENGERS TO SAFETY.
STEP 4: CALL 911.
STEP 5: WAIT FOR HELP.
STEP 6: EXCHANGE INFORMATION.
Full name and contact information
Insurance company and policy number
Driver's license and license plate number
Type, color and model of vehicle
Location of accident
STEP 7: DOCUMENT THE ACCIDENT.
Take pictures of both vehicles from different angles. Include the license plate of the other car.
Write down the names and addresses of all parties involved, including any passengers in the other vehicle.
Talk to witnesses and get their contact information as well.
When the police come ask where you can get a copy of the accident report.
STEP 8: NOTIFY YOUR INSURER AND START THE CLAIMS PROCESS.